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Current Rates

Insured Mortgages

Insured mortgages offer borrowers the advantage of lower interest rates and down payment requirements, as they are backed by mortgage insurance provided by government entities such as the Canada Mortgage and Housing Corporation (CMHC) or private insurers, which reduces the risk for lenders.

TermOur Rates
1 Yr.6.74%
2 Yr.6.09%
3 Yr.5.59%
4 Yr.5.09%
5 Yr.4.94%
 VariableOur Rates
3 yr. closed
5 yr. closedP-0.95
Rates subject to change, conditions may apply.

Conventional Mortgages

Conventional mortgages are traditional mortgages that are not insured by government or private mortgage insurance. They typically require a higher down payment compared to insured mortgages, but offer more flexibility in terms of mortgage terms, repayment options, and mortgage insurance requirements.

TermOur Rates
1 Yr.7.03%
2 Yr.6.44%
3 Yr.5.81%
4 Yr.5.62%
5 Yr.5.19%
 VariableOur Rates
3 Yr.Prime
5 Yr.P-0.60%
Rates subject to change, conditions may apply.

Alternate Mortgages

Alternate mortgages, also known as alternative or non-conventional mortgages, are designed for borrowers who may not meet the strict criteria of traditional lenders. These mortgages provide financing options for individuals with unique circumstances such as self-employed individuals, those with lower credit scores, or non-traditional income sources.

TermOur Rates
1 Yr.6.94%
2 Yr.6.64%
3 Yr.6.49%
 VariableOur Rates
3 Yr.P+0.50%
5 Yr.P+0.50%
Rates subject to change, conditions may apply.

Private Mortgages

Private mortgages involve lending between individuals or private companies, providing borrowers with alternative financing options outside of traditional banking institutions. Private mortgages offer flexibility in terms of lending criteria, faster approval times, and personalized lending terms, making them suitable for borrowers who may not meet the requirements of conventional lenders.

TermOur Rates
1st MortgageStarting @ 6.99% & Onwards
2nd MortgageStarting @ 10% & Onwards
Fees2% – 4%
Rates subject to change, conditions may apply.

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Experienced Financial Professionals

SkyReach is proud to have a team of experienced financial professionals with several decades of industry experience. With their expertise, our clients receive the highest level of service and guidance throughout the mortgage process. Our financial professionals provide a personalized approach and utilize their vast knowledge of the industry to find the best mortgage solutions for our clients. We understand that navigating the mortgage industry can be daunting, which is why we are dedicated to simplifying the process and providing exceptional service.